💡 Hiring: Junior Merchant Underwriter - Coinflow
📍 Chicago, IL | 🕐 Posted 1 day ago - April 04, 2026 | 💰 Competitive package with salary, equity, benefits | 🧑💻 Full-time | 🔗 Risk & Compliance in crypto payments
The company is hiring a Junior Merchant Underwriter who will perform risk analyses and due diligence on the merchant population. This role focuses on thorough analysis, documentation, and preparing high-quality case files for senior review while helping protect the platform from Operational, Partner/Scheme, and Legal/Regulatory risks.
📋 Responsibilities include:
- New Business Reviews: Evaluate merchant applications including business model review, adverse media checks, sanctions screening and KYC/KYB due diligence.
- Backbook & Portfolio Reviews: Complete refresher reviews of existing merchants reviewing licenses, legal opinions, compliance policies, and bank statements.
- Process & Efficiency Projects: Assist with process improvements and tooling to scale the Underwriting program.
- Risk Mitigation: Recommend conditions for approval such as reserves, transaction limits, or enhanced monitoring.
- Collaborate cross-functionally with Compliance, Product, Engineering, and Operations.
🔑 Requirements:
- 2+ years in fintech, payments, banking, or financial services.
- Understanding of KYC/KYB due diligence, business model analysis, and transaction risk.
- Strong analytical skills and ability to make evidence-based decisions.
- Excellent communication skills in ambiguous, fast-paced environments.
- Proficiency in Excel/Google Sheets for data modeling and analysis.
🛠 Nice-to-have:
- Experience in payment processing and merchant acquiring.
- Familiarity with high regulatory risk models (crypto, remittance, gaming).
- SQL, BI tools, or blockchain analytics knowledge.
💡 Perks & Benefits:
- Build the financial crimes program with executive visibility.
- High-growth opportunity to expand role and scope.
- Cutting-edge work at the intersection of compliance, crypto, and payments.
- Competitive salary, equity, benefits, and professional development.
- Collaborative, mission-driven culture.
📩 To apply: Referrals increase chances of interviewing at Coinflow by 2x. See who you know and reach out accordingly.
🔗 Original post: https://www.linkedin.com/jobs/view/junior-merchant-underwriter-at-coinflow-4397189317
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